Chauncey I think there are a number of reasons for these over exposures.
.Limited knowledge of conventions.
.Limited knowledge of colour
.Limited understanding of histograms
.Limited understanding of using camera RAW/Lightroom/PS
.Limited understanding of how available light impacts exposure
.Use of spot metering is not always the answer
.Shooting time of day
I would not ever regard myself as an expert I leave that to experts but I have developed a pretty good understanding of exposure in both sport (shooting cricketers playing in cream/white kit playing on a natural reflector ) and shooting bird life over the past 5 or more years.
The first issue for me is time of day that people take images. Almost all nature photographers will tell you that best times are at first light and last light. Early morning and late afternoon evening. I would add that the best time of year in the nothern hemisphere is between Oct and Mar simply because of the angle of the sun. Out side of these months the sun progressively rises to peak at midday and once the sun gets above a certain point it is virtually impossible to compensate for birds with white feathers in amongst darker feathers without using a lot of PP work. I often see images taken outside this magic period that are struggling with hot spots (cannot give examples).
We come back to the age old problem that because those of us that choose to shoot nature and have developed our skills around it thats our choice others dipping in or just starting out have just as much right to. Unfortunately it is not an exclusive club and not everybody gets the should and should nots (as always rules are there to be broken so if it works fine).
Your monitor only acts as a screen to view an image the original RAW file holds all the detail and will be translated to the maths when it is transferred through Camera RAW or whatever software you use. Camera will show blown out areas though its always marginal as I often shot against white skies white is white if you get my drift even if I I have pulled the numbers back to as Fab suggests 228. This is more precise (?) in PS if you go to view and check info you can pick any tool and hover over a possible hot spot and it will declare the colour data in RGB etc.
Its all a learning curve. In winter I pray for sun in summer I pray for flat grey skies! In between I rarely get images that will be of any use to me unless ultra drama negates any relative issues with light.